Everyone says blockchain is “for everyone.” But if that’s true, why does paying with it still feel so complicated? 

In this episode of the Wirex Podcast, host Lianna Adams is joined by Sarah-Maria Kollnitzer, Interoperability Partnerships & GTM at Algorand, to unpack one of the biggest barriers to mass adoption: payments. Together, they explore why blockchain’s promise breaks down at the point users care about most — sending and spending money. 

👉 Tune in to hear: 

• Who blockchain is actually working for today 
• Why crypto payments still feel harder than tapping a bank card 
• Whether tech, UX, or incentives are really holding payments back 
• How fees, failed transactions, and friction impact user trust 
• The biggest misconceptions around “crypto payments” 
• What must change before blockchain payments are ready for everyone 

If blockchain is going to reach the mainstream, payments have to come first — and this conversation explains why.