This week on Taking Back Saturday, Justin Dickinson from Holo jumps back into the hot seat for a timely deep dive into one big question: Is now the moment to refinance and fix your home loan? Are we finally sitting at—or near—the bottom of the rate cycle?

We break down what’s actually happening in the current lending environment and what homeowners should be paying attention to right now.

If you’ve been asking yourself whether to make a move or sit tight, this episode brings the clarity you’ve been looking for.