BONUS DISCUSSION:  Beth Waterhouse, former staff director of The Ernest Oberholtzer Foundation, from Minnesota, joins the "ROI" panelists to discuss "Mallard Island And The Ernest Oberholtzer Foundation."

The host for the 613th episode in this series is John Kealey, and the history buffs are Ed Broders and Terri Toppler.

Opinions expressed in this program are those of the hosts and the guest(s), and not necessarily those of KALA-FM or St. Ambrose University. This program is recorded at KALA-FM, St. Ambrose University, Davenport, Iowa, USA!