In this episode, I complete part two of a listener request episode on how to build and maintain a high credit score.  

I start out discussing the number one thing that you need to do to improve and maintain your credit score---keep a stellar payment history!  If you PAY YOUR BILLS ON TIME, it makes up 35% of your credit score!

We also discuss correcting errors on your credit report, checking potentially negative items, and having old items removed.

I also talk about using a synchronization matrix as a planning tool to help you stay organized and on top of your tasks.  

We discuss credit utilization ratio, credit history, new credit and types of credit--and how all of them affect and make up your credit score.

I end the episode by offering words of encouragement that you can indeed increase your credit score and I give you two documents that help you do exactly that!  

 

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