Want to boost your credit score overnight?

Then bust out a pen and pad, or open up your favorite note taking application on your smartphone, and get ready to learn step-by-step how to boost your credit score overnight.

Host note: "This is critical information I wish I knew when I was younger. So, do someone a favor and share this episode with them today. They'll appreciate you forever for it, and so will I." – Brian

Here's an overview of Part I:

• Payment History is 35% of your credit score. This includes late payments, judgements, liens, bankruptcies. So, always pay on time.
• Credit Utilization is 30% of your credit score. This is your current debt load, or your current total outstanding debt (balance to limit ratio).
• Credit History is 15% of your credit score. This is how long your accounts have been established (or, your credit age)
• Credit Mix is 10% of your credit score. This is the type of credit you have (home loan, student loan, personal loan, auto loans, etc)
• New Credit is the final 10% of your credit score. These are your new credit inquires.

And here's an overview of Part II:

1. Pay down credit card balances.
2. Request a credit limit increase.
3. Transfer credit card balances.
4. Don’t close old cards: use them.
5. Avoid new credit.
6. Consider a free credit boost.
7. Also consider a business card.
8. Plus, much, much more..