The question is not whether or not there is a trade Agreement between the UK and EU in the first week of December. Rather it is a question of preparedness for either scenario. This episode looks at the monumental scale of unpreparedness, by just about everyone - it isn't just the UK Govt struggling with the reality of it all. There has been some general media reporting on this in recent weeks. We take the opportunity to explain the detail to make the point. In the wake of Covid, NI business needs this debacle like a hole in the head. It will be the consumer who ultimately pays.