Thrivent Student Resources is dedicated to helping students borrow as little money as possible to pay for school. They’ve even got a section on their site dedicated solely to helping students figure out how to pay for college. Be sure to check out their “Borrowing Money for College: How much is too much?” article and the rest of their “Pay for College” section to better understand how you can borrow smart and avoid unnecessary debt.
https://www.thriventstudentresources.com/tools-resources/choose-your-colleges/resources/borrowing-money-for-college