The Mortgage 101 Podcast

Brace for IMPACT: Mortgage Predictions for 2026 | Ep. 39


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In the chaotic start to 2026, fear of global conflict, unrest, and economic uncertainty is freezing homebuyers—70% are delaying purchases. But is the world falling apart... or repositioning for opportunity?

We break down how geopolitical events (Venezuela, Greenland, Iran), the President's $200 billion mortgage-backed securities injection, and tightening spreads are already pushing rates lower (currently ~6.06% and trending down).

Discover why waiting is expensive (lost equity, rent waste, missed compression), rate forecasts for 2026 (possible 4-handle?), and the Braveheart mindset: prepare, get fully approved, know your break-even, and act while others hesitate.

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The Mortgage 101 PodcastBy Manley Haines