Brandon “Mr. Finance” Ellington, founder of Access Capital Today Inc., is a seasoned finance expert with over 20 years in the mortgage industry. Raised in Chicago by his entrepreneurial mother, Brandon was inspired early by her success in real estate and her commitment to community empowerment. He now specializes in credit-based lending, bank statement loans, and over 60 innovative financial programs nationwide. With a passion for educating underserved communities, Brandon helps individuals build wealth, legacy, and retirement income—even without traditional proof of income. As a dynamic radio personality and event host, he empowers others to take control of their financial future and create lasting change through strategic lending and financial literacy.

In this episode, Dante and Brandon discuss:

• How Brandon’s mother inspired his journey into real estate and financial education
• Why good credit often outweighs proof of income when building wealth
• Brandon’s strategies for commercial property investing and maximizing NOI
• The importance of financial literacy, life insurance, and family legacy planning
• How Brandon uses media platforms to educate underserved communities

Key Takeaways: 

• Wealth building doesn’t require a high income—it starts with strong credit, a solid game plan, and the courage to take action. Strategy and mindset often matter more than a paycheck.
• Lack of financial literacy—not lack of potential—is what keeps most people from opportunities. When you understand how the system works, you realize you were always more qualified than you thought.
• Real estate remains a powerful tool for building wealth through equity growth, cash flow, and tax-advantaged gains. It's one of the few vehicles that offers leverage, control, and generational impact all in one.
• By investing early in life insurance and your family’s credit profile, you’re planting seeds for generational wealth. Smart financial planning today can create a legacy that outlives you.
• True financial growth comes from consistency, creative leverage, and an unshakable belief in your own potential. Surviving is passive—thriving takes proactive, strategic movement.

“It's not about a 'hey, look at me' moment. It's about more. What can I give back? Because I want to do more things that affect the community, that exact change, and that build wealth that catapults for generations.” - Brandon Ellington

Connect with Brandon Ellington:

Website: https://brandonmrfinance.com/ 

LinkedIn: https://www.linkedin.com/in/brandon-ellington-31680814a/ 

Facebook: https://www.facebook.com/brandon.mrfinance/ 

Connect with Dante Royster:

Website: https://www.danteroyster.com/

Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086

Facebook: EpicMortgage1885086

Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/

“The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP

LinkedIn: Dante Royster | LinkedIn

Twitter: https://twitter.com/DanteRoyster

YouTube: Epic Spotlight 

Email: [email protected]

Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life.

The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.