Credit can be the key to freedom or the shackle that keeps you broke — it depends on how you use it. In this episode, we cut through the financial fluff and expose how most people trap themselves by borrowing for liabilities instead of assets. You’ll learn the difference between using credit to build wealth versus using it to dig your own grave, how to audit your debt like a pro, and the exact steps to stop bleeding money on depreciating junk. This is a blunt, unapologetic guide to flipping credit from a weapon against you into a weapon for you — and walking away from financial slavery for good.