What does it take to break into a brand-new market, build a thriving lending business, and create systems that scale — all while staying grounded in relationships? In this episode, Jon Styer sits down with top-producing loan originator Ryan Cvammen of NFM Lending to unpack his journey and the real-world lessons he’s learned along the way.

Welcome back to Columbus Brick by Brick — the podcast uncovering the people, projects, and ideas shaping the future of Columbus, Ohio. Hosted by Jon Styer, broker and owner of Styer Real Estate Professionals, each week we highlight local leaders, business owners, and creatives making an impact.

This week’s guest is Ryan Cvammen, leader of The Cvammen Team at NFM Lending. With a family legacy rooted in real estate and a relentless drive to educate and serve clients, Ryan has built his Columbus business on trust, smart systems, and consistency.

In this conversation, Jon and Ryan explore:

• How Ryan overcame early challenges breaking into the Columbus market during the pandemic.
• The grind of cold calling and building relationships from scratch.
• Why systems, organization, and mindset are game changers in real estate and lending.
• Common misconceptions buyers have — and how Ryan reframes them with education.
• The power of mentorship, partnership, and communication in scaling a business.
• Insights on technology, AI, and the future of mortgage lending.

Ryan is a loan originator with NFM Lending and leader of The Cvammen Team. Born in Akron and now based in Columbus, Ryan specializes in educating first-time homebuyers, creating streamlined lending systems, and treating every client like family. Outside of lending, he enjoys golf, tennis, skiing, and time outdoors.

Connect with Ryan:

Instagram → @ryan.cvammen

NFM Lending → https://nfmlending.com/

Links & Resources:

🎙️ Podcast Website → ColumbusBrickbyBrick.com

📲 Follow us on Instagram, Facebook & YouTube → @ColumbusBrickbyBrick

👉 Don’t forget to subscribe, comment, and share this episode with someone navigating the Columbus real estate market.

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