Bree Motta with Goldenwest Credit Union shares how to keep your credit score in good standing. You want to make sure that your credit score is kept in good standing so that when you are ready to purchase a home, you will secure the loan amount you want. “Being prepared is huge!” Although, if you don’t get a loan the first time, you can still receive a loan the second time you apply. Bree gives advice and tips on elevating your credit score to be prepared for your best credit rates.