Prices have skyrocketed over the past 30 years. Home prices keep going up, and affordability has gone down. Consumers are also having issues coming up with the down payment money to purchase a home. If you buy an owner-occupied four-plex with an FHA loan, you only need 3% down to own this home. Brian Pitcher from EXP Realty chats about the value of buying and renting a four-plex and when you should hire a property manager to deal with renters.