The Broadcast Retirement Network's BRN AM for Friday, December 13, 2019 | Here are your top stories: (1) Skeptical about annuities: Sales fall in Q3, but up overall in 2019 (2) Funding vehicles for Health Savings Accounts  | Special guest: Randy Plavajka, Reporter, Fund Intelligence | For more news and content each and every day visit www.broadcastretirementnetwork.com and subscribe | The Broadcast Retirement Network. Retirement News that Matters. Independent. Unbiased. Information for All.