Tiffany Ryder walked into the studio like she walks through life — calm, confident, and not here for anybody’s nonsense. A former NFL cheerleader turned physician assistant, Tiffany has seen the best and worst of America’s healthcare system, and this episode hits on everything people wish they could ask their doctors but never do.

Tiffany grew up in rural Louisiana with almost no access to care. Later she found herself working with wounded veterans at Walter Reed, studying medicine in Germany, and eventually serving on the front lines of emergency medicine — right through COVID.

In this conversation, we get into:

• why so many patients get bad advice

• the stuff you’re not told about vaccines, Tylenol, metabolic health & chronic disease

• what really happens behind the scenes in emergency rooms

• how she reversed prediabetes and PCOS with lifestyle changes her doctor never mentioned

• why she believes you are the only true advocate for your health

• how politics has hijacked medicine — and the cost of staying silent

• what she learned treating wounded service members

• the culture of “diagnose & prescribe” that keeps people sick

• her transition from NFL cheerleader to PA

• and what she’s working on through her Substack, Signal and Noise

Tiffany keeps it real. She doesn’t sugar-coat and she’s doing something incredibly rare in this space:

She’s using her press access to cover FDA and HHS to actually ask the questions most people are afraid to touch.

This episode is packed with perspective, data, lived experience, and a level of honesty that’s rare in healthcare conversations. If you care about your health, your kids, or the future of medical transparency, this one’s worth every minute.

Subscribe to Signal and Noise on Substack: https://signalandnoise.online/p/welcome-to-signal-and-noise-c79

Connect with Tiffany on LinkedIn: https://www.linkedin.com/in/tiffanyryder/

If you want Tiffany to cover a topic, she’s an open book — just send her a message.

Drop a comment with your thoughts, your story, or your biggest takeaway from Tiffany’s journey.

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What does Wall Street have in common with America’s broken healthcare system?

In this powerful in-studio conversation, host Ray Kober sits down with Barbara Delaney, a trailblazing financial leader who’s been shaping the retirement and fiduciary landscape since 1981.

Barbara shares her incredible journey—from being the only woman in her Wall Street training class at EF Hutton, to transforming the retirement industry, to exposing the hidden parallels between finance and healthcare.

They dive deep into:

• The fiduciary crisis in both finance and healthcare
• How ERISA laws tie Wall Street and health benefits together
• Why employers are unknowingly running “mini healthcare companies”
• Lessons learned from the 2008 crash and how they apply to today’s healthcare costs
• How transparency, accountability, and fiduciary duty could finally fix what’s broken

If you care about money, healthcare, or the future of fiduciary responsibility, this episode is a must-watch.

🎧 Listen now and join the movement to fix the system.

🔗 Subscribe for more episodes of Broken Healthcare with Ray Kober.

#BrokenHealthcare #BarbaraDelaney #FiduciaryDuty #WallStreet #HealthcareReform #FinancePodcast #ERISA #RayKober

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From the dojo to the battlefield to the operating room — this is the story of a real-life warrior healer.

In this episode of Broken Healthcare, host Ray Kober sits down with Dr. Demetrio Aguila — a plastic and nerve surgeon, U.S. Air Force veteran, and lifelong martial artist on a mission to fix America’s broken healthcare system.

🥋 Martial Arts. He earned his first black belt at 13, mastered Aikido, and became a 4th-degree black belt in Tang Soo Do. The discipline, focus, and humility he learned on the mat shaped the surgeon he became.

✈️ The Air Force. As a combat surgeon in Afghanistan, Dr. Aguila performed life-saving operations under fire — and saw firsthand the cost of pain, trauma, and courage.

🩺 The Surgeon. Back home, he’s changing lives through nerve surgery and pain elimination, helping patients walk again, smile again, and live again — often after decades of suffering.

💜 The Mission. Through Healing Hands of America and Operation Warrior’s Hope, Dr. Aguila and his team provide affordable, debt-free surgeries — including free care for Purple Heart veterans who’ve been told “nothing more can be done.”

⚡ In this episode:

• How martial arts discipline shaped his surgical precision

• Lessons from Afghanistan and the battlefield of modern medicine

• The truth about Tylenol, data, and dangerous misinformation

• Why faith and focus belong in healthcare

• How free-market medicine is restoring hope to patients nationwide

💡 About Dr. Aguila:

Dr. Demetrio Aguila is a board-certified plastic and peripheral nerve surgeon, founder of Total Pain Solutions and Healing Hands of America, and a 4th-degree Tang Soo Do black belt. His work merges science, soul, and service to bring healing back to healthcare.

🗣️ Join the Movement:

Comment, share, and subscribe if you believe healthcare can be human again.

#BrokenHealthcare #DrDemetrioAguila #MartialArts #AirForceVeteran #PainManagement #NerveSurgery #HealingHandsOfAmerica #OperationWarriorsHope #FaithInMedicine #HealthcareReform #PurpleHeartVeterans #TangSooDo

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This dermatologist just changed cancer detection forever.

In this powerful episode of Broken Healthcare, host Ray Kober sits down in studio with husband-and-wife innovators Dr. Mike and Elizabeth Webb, the creators of CheckMySpot — a revolutionary app that lets anyone screen potential skin cancers from their phone.

Dr. Webb, a board-certified dermatologist and Mohs surgeon, shares his 30-year journey in medicine, from tackling advanced skin cancer cases to developing a simple, life-saving technology. Elizabeth reveals how a small-town problem inspired a nationwide solution — helping people get faster access to care when it matters most.

Together, they unpack:

✅ Why early detection means a 99% survival rate for melanoma

✅ How the broken healthcare system delays life-saving diagnoses

✅ The science and myth of sun exposure and sunscreen safety

✅ What “appraisal delay” is — and how it costs lives

✅ How Check My Spot eliminates wait times and saves employers money

✅ Why validation from the Validation Institute proves this app works

Whether you’re a patient, healthcare leader, or benefits advisor — this episode will open your eyes to what’s truly possible when innovation meets compassion.

🧠 Key Takeaways:

- 1 in 5 people will develop non-melanoma skin cancer.

- Early detection = 99% cure rate; late detection can drop survival below 40%.

- Access to care is one of the biggest failures in modern healthcare.

- Check My Spot empowers users to get fast, expert triage for suspicious moles.

- Validation Institute confirmed the app’s clinical and financial impact.

- The Webbs’ goal: democratize dermatology and save lives through technology.

📱 Connect & Learn More:

🔗 Download the app: CheckMySpot

💼 https://www.checkmyspot.com/how-it-works

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Part 3 of 3 - Woody Waters

This is the final chapter — an unfiltered, eye-opening conversation with Woody Waters, co-founder of Reference-Based Pricing and Imagine360

In this finale, Woody and Ray pull no punches. They uncover why real healthcare reform will never come from Washington — and why business leaders must take control of their plans, their costs, and their people’s wellbeing.

Woody reveals why Imagine360 had to bring every solution under one roof — handling balance bills, claims, and member advocacy in-house to deliver the service excellence employers and employees deserve. You can’t rely on the same system that broke healthcare to fix it.

He also shares a shocking discovery: after hiring a consultancy to survey brokers and producers, over 70% claimed to be experts in Reference-Based Pricing — but only three could accurately explain how it works. The takeaway? The market is flooded with noise, and true expertise is rare.

In this episode:

- Why healthcare reform starts with leadership, not legislation

- How Imagine360 solves every issue under one roof — and why that matters

- The shocking truth about “RBP experts” who don’t understand the model

- Why owning a TPA became mission-critical for lasting change

- How empathy, transparency, and courage drive real reform

🎙 Hosted by Ray Kober

💬 Featuring Woody Waters, Founder of Reference-Based Pricing & CEO of Imagine360 (https://www.imagine360.com)

👉 Watch the full Broken Healthcare trilogy here: https://www.youtube.com/@BrokenHealthcarePodcast

#BrokenHealthcare #WoodyWaters #Imagine360 #HealthcareReform #Leadership #RBP #HealthcareCosts #BusinessChange #PodcastSeries

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America spends $5 TRILLION on healthcare… and ranks DEAD LAST. Ask yourself WHY?!

The Senate hearing on the Make America Healthy Again (MAHA) agenda was a circus — and what happened to Robert F. Kennedy Jr. proves just how broken our system is.

I feel it’s my personal duty to bring you the facts the media won’t. In this video, I break it all down:

- Why I stand with RFK Jr. after watching the abuse he took in this hearing

- The shocking truth from CommonwealthFund.org — the U.S. spends $5 TRILLION on healthcare yet ranks dead last worldwide

- A live screen share of OpenSecrets.com showing six-figure campaign donations — conflicts of interest that drive healthcare costs through the roof

- The ugly reality of PAC money and agency corruption

- Why we’re being lied to about what’s possible in healthcare — and how we can actually cut costs in half while getting better care

You’ll also see a raw, unfiltered clip of the Senate grilling — the kind of footage you won’t find on the news or any mainstream outlet.

Healthcare shouldn’t be political. But as long as money and corruption run the show, we’ll all keep paying the price.

#RFKJr #MAHA #HealthcareCorruption #SenateHearing #FollowTheMoney

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Part 2 of 3 – Woody Waters

In this powerful second installment of Broken Healthcare, host Ray Kober continues his deep, unfiltered conversation with Woody Waters, the co-founder of Reference-Based Pricing and a pioneer determined to expose what’s really happening inside America’s healthcare system.

Woody pulls no punches as he reveals how corruption, greed, and broken incentives have turned healthcare into a profit machine — one that’s stacked against patients, families, and even well-intentioned brokers.

In this episode:

- The brutal truth about how big insurers, PBMs, and politicians keep costs sky-high

- Why companies like Coca-Cola and Delta could change everything — but won’t

- How business leaders can fix what the government can’t

- The shocking story of how one mother’s fight against hospital overbilling changed everything

- And the unsung heroes behind Woody’s mission: military spouses, teachers, and social workers — empathetic people who left everything behind to help patients fight back against an unfair system

“You can’t teach empathy,” Woody says. “That’s why we hire people who already care — military spouses, former teachers, social workers — people who understand what it means to serve.”

This is the human side of healthcare reform — the real people behind the fight to take back control from corporate greed.

👉 Don’t miss Part 3 — coming next week — as we uncover what it will really take to rebuild the system from the ground up.

🎧 Catch Up:

🔹 Part 1 – The Origin of Reference-Based Pricing → https://youtu.be/dcmFlDerEnA

🔹 Subscribe & hit the bell so you don’t miss the finale.

#BrokenHealthcare #WoodyWaters #HealthcareCorruption #HealthcareReform #ReferenceBasedPricing #RayCober #MedicalCosts #HealthcareSystem #MilitarySpouses #EmpathyInAction #BusinessLeadership #Podcast

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Former hospital CEO Darrell Moon ran ten hospitals before walking away — disillusioned by how America’s healthcare system rewards sickness instead of health.

Today, he’s on a mission to help CEOs take control of the second-largest expense in business and lead the revolution to fix healthcare.

In this powerful episode of The Broken Healthcare Podcast, host Ray Kober and Darrell unpack:

🏥 Why hospitals are incentivized to keep beds full — not people healthy.

💰 How misaligned incentives have CEOs unknowingly funding their own rising costs.

📊 Why Darrell believes CEOs — not HR, not brokers — must own healthcare decisions if real change is ever going to happen.

🌎 The NUKA System of Care: how a Native Alaskan community built the best healthcare model in the world at half the cost.

❤️ How relationships and trust — not procedures — hold the key to better outcomes and lower costs.

This is a masterclass in understanding America’s $5 trillion healthcare problem — and what real leaders can do about it.

📘 Darrell’s book: Make Healthcare Work for You (available on Amazon)

🔗 Follow us for insights that challenge the status quo and inspire action.

#BrokenHealthcare #DarrellMoon #HealthcareReform #EmployerLeadership #HealthRosetta #HealthcareRevolution #RayKober #CEOs #HealthcareCosts

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Ever wondered where Reference-Based Pricing (RBP) came from — or who helped create it? In this episode, host Ray Kober sits down with Woody Waters, one of the original founders of RBP and a true pioneer in bringing transparency and fairness to healthcare costs.

Woody shares his 33-year journey through the insurance world — from his early days as a broker to co-founding the model that reshaped how employers manage healthcare spending. Learn how his work helped lay the foundation for what eventually became Imagine360 (👉 imagine360.com).

💬 In this episode:

• The origin story of Reference-Based Pricing
• Why healthcare pricing became so broken
• How employers can regain control of their healthcare costs
• What “cost + Medicare” pricing really means
• The truth about self-funded and level-funded plans

🔥 Don’t miss Part 2 next week, where Woody dives deeper into how RBP evolved and what’s next for employers and employees in the healthcare space.

👍 If you enjoyed this episode, like, subscribe, and turn on notifications so you don’t miss Part 2 and future episodes of the Broken Healthcare Podcast!

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The U.S. healthcare system is failing millions of patients with diabetes and chronic disease. My guest, Dr. Arti Thangudu, an endocrinologist, disruptor, and patient advocate, saw it firsthand—and decided to do something radical.

After leaving one of the largest endocrine clinics in the country, Dr. Thangudu launched her own direct care practice, Complete Medicine, proving that real outcomes—lower A1Cs, fewer hospitalizations, and better lives—are possible when doctors put patients first.

In this powerful conversation, we cover:

✅ Why traditional healthcare is broken for patients with chronic disease

✅ How direct care endocrinology works (and why it’s a game-changer)

✅ The shortage of endocrinologists across the U.S.—and what that means for patients

✅ Dr. Thangudu’s inspiring journey from journalism student to physician entrepreneur

✅ The truth about hormone replacement therapy (HRT/MHT): why women were misled, what the science really shows, and how the right treatment can be life-changing

✅ How she’s rebuilding trust in medicine, one patient at a time

If you’ve ever wondered why our system feels so impersonal—and what can actually be done to fix it—this is an episode you won’t want to miss.

👉 Don’t forget to subscribe for more stories on how we can rebuild healthcare together.

#BrokenHealthcare #DiabetesCare #DirectPrimaryCare #ArtiThangudu #HormoneReplacementTherapy

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