BT Money Hacks

Asian fixed income shows strong performance and potential, despite global market fluctuations and economic uncertainties. It might be time to get onboard but how? Howie Lim finds out from Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:14 Asian market outperformance

03:54 Uncorrelated growth patterns

06:32 Anticipated risks

10:18 Long-term outlook

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Send us your questions, thoughts, story ideas, and feedback to [email protected].

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Written and hosted by: Howie Lim ([email protected])

With Navin Saigal, head of fundamental fixed income, Asia Pacific at BlackRock

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

With the cost of living continuing to rise, investors are eager to discover ways to elevate their financial standing. Correspondent Howie Lim gets some actionable strategies for enhancing your income from Candy Valentino, author and financial analyst.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:31 Diversifying your income streams

04:06 Capitalising on assets

07:11 The reality of passive income

10:27 Embracing long-term strategies

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Send us your questions, thoughts, story ideas, and feedback to [email protected].

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Written and hosted by: Howie Lim ([email protected])

With Candy Valentino, author, business growth expert, and financial analyst

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

An intriguing aspect of personal financial management is the strategic accumulation of air miles. This can transform your travel experience and save you significant amounts of money. Correspondent Howie Lim speaks to the experts to find out you can ‘fly free’.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:59 Strategies to hack air miles

02:49 The search for appropriate credit cards

06:39 Why budget travel hasn’t dampened air miles accumulation

09:20 Stay the course and then ‘fly free’

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Tim Philip from timtalksmoney.com; and Mark Tan, head of commercial, MoneySmart

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

What is the current state of digital assets and crypto? What are the dynamics at play and now that institutional investors seem to be excited about the space again, what would this mean for retail investors? Howie Lim speaks to Kunal Chowdhry, CEO of Apollo Singapore Investments for more insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:04 Rise and fall of digital assets

04:51 Why cryptocurrencies are top of mind again

10:47 Which digital assets are worth the risk?

14:20 The future of digital assets

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Kunal Chowdhry, CEO, Apollo Singapore Investments

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Analysts are saying that tech stocks will move higher to end the year and through 2025 but others have turned bearish. So what do we do? And is there a way to navigate the space safely? Howie Lim speaks to Dom Rizzo, portfolio manager, global technology equity strategy at T. Rowe Price to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:56 What the deal with tech stocks is

02:54 Understanding the sector

04:26 Outlook for the tech sector

07:39 Tips for retail investors

10:47 The questions around AI

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Dom Rizzo, portfolio manager, global technology equity strategy, T. Rowe Price

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

While the debate continues as to whether the Fed’s jumbo rate cut was anticipated, we’re more concerned as to what will happen to our investments and money. Experts and market watchers weigh in with tips on where to put our money now. 

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:49 Why understanding Fed decisions is important

04:29 What the divided decision means

06:02 Where the investment opportunities are

12:10 More information may become available

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Send us your questions, thoughts, story ideas, and feedback to [email protected].

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Written and hosted by: Howie Lim ([email protected])

With Charu Chanana, head of FX strategy and global market strategist, Daphne Tan, director of business development, CMC Markets Singapore and Daryl Ho, senior investment strategist, chief investment office, DBS Bank. 

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Returns on whisky cask investments can be attractive over time but investing through cask ownership has become a minefield, breeding scammers out to profit from the relatively opaque market. Good thing Howie Lim speaks to experts to help us navigate.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:37 Why whisky cask and not whisky investing

04:43 How to be sure whisky cask is for you

07:42 Whisky cask investing is safer than most asset classes

10:05 Should whisky drinkers get involved?

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Alexander Knight, CEO, Whisky Cask Club

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

More young people crave independence and are moving out of their parents’ before getting married? How do you know when it’s time and if you have the means to do so? Howie Lim speaks to Tim Phillips from timtalksmoney.com and Seth Wee from Providend to find out when and how they did it.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:14 Budget considerations

03:51 How investing will help

07:09 Unforeseen expenses

09:28 Should you buy or rent?

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Tim Phillips, timtalksmoney.com; and Seth Wee, client advisor, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Investors fled from risk assets when the Asian stock sell-off deepened in August. It was speculated that interest rates would need to be cut rapidly to stimulate growth. Was this a one-off or a signal of things to come? Howie Lim finds out from Paul Chew head of research, Phillip Securities Research.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation:

02:46 Investors should not focus on one data point

05:50 Precedents in history to draw parallels

09:26 How market interconnectedness plays a role

11:08 All times are uncertain and volatile

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Paul Chew, head of research, Phillip Securities Research

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Companies should start placing a higher priority on both employee mental and financial well-being because the better your workers are, the better your company will be as well. How true is that and when did it become an employer’s responsibility to care for its employees’ finances? Howie Lim speaks to So Sin Ting from Endowus, Theodoric Chew from Intellect and Paul Gordon from Aon to find out.

Synopsis: Every Monday, Howie Lim gets experts to break down useful financial tips.

Highlights of the conversation: 

01:48 Relationship between financial preparedness and self

03:40 Financial well-being is about more than financial health

06:18 Is it really an organisation’s responsibility?

10:34 Take care of your people, and they’ll take care of business

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Send us your questions, thoughts, story ideas, and feedback to [email protected]. 

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Written and hosted by: Howie Lim ([email protected])

With Theodoric Chew, co-founder & CEO, Intellect; So Sin Ting, chief client officer, Endowus; and Paul Gordon, head of financial wellbeing, APAC, Aon

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.