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Doing a budget requires some type of written document. Using a computer spreadsheet to do the math makes this a straightforward process. How to set up a budget on a spreadsheet and how to categorize expenses.

Article Link:

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget 

 https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans

 https://happygiraffe.org/2022/07/getting-started/

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