We reset for year-end with a calm plan: review the vision board, sequence big goals into early 2026 if needed, and design a holiday season that protects cash and peace. Practical DIY gift ideas, budget boundaries, and low-stress hosting make generosity doable.

• year-end vision board check and goal triage
• sequencing certifications and realistic timelines
• spending limits that avoid debt
• DIY gifts in bulk for real savings
• brunch hosting to cut cost and stress
• reframing holidays around presence, not presents
• tools to reduce pressure and protect energy

Thanks for listening coffee with a twist.

Email me at: [email protected]