Host David breaks down common overspending traps — subscriptions, impulse buys, social treating, and holiday pressure — and explains how habits and emotions can derail a budget.

He offers practical advice on tracking needs versus wants, building discipline, planning for emergencies, and prioritizing long-term savings like a 401(k) to protect your financial future.

Links D-Constructing Podcast

https://tvtegus.com/main

Support: PayPal.me/davidmalave564

Gofundme: https://gofund.me/d34bdbe3

Host David M. D-Constructing Topics podcast: https://dmalave.podbean.com/ 

Email: [email protected] 

Youtube: https://www.youtube.com/@D-constructingTopics

 IG: https://www.instagram.com/dconstructingt/ 

Twitter(X): https://twitter.com/DConstructingD