Budgeting is a healthy money habit that makes a whole lot of difference in your personal finance and stands you out. In this episode, I broke budgeting down to an extent, atleast for beginners, sharing from my own experience, straight from my heart. There are still so much to budgeting (investment, planning for projects, insurance, retirement planning, etc). All of these can be housed under your savings. This recommendation is not a one-size-fits-all. Some things can be peculiar to individuals but I spoke generally on things everyone should have on their budget to gain financial freedom.