Budgeting doesn’t have to be restrictive, confusing, or overwhelming. In this episode of Rich Girl Real Talk, we break down what budgeting actually is, why it matters, and how to make it work for your life. We cover three popular budgeting methods—Pay Yourself First, the 50/30/20 rule, and Zero-Based Budgeting—plus how to track your expenses, avoid common mistakes, and even mix and match methods to build a system that reduces stress instead of creating it.

If you’ve ever felt like your money disappears the second it hits your account or that you’re just winging it financially, this episode will help you create clarity, confidence, and control—without giving up fun.