An Operator's Blog - with Soumitra Sharma

Building a US-India AI startup in fintech software


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This episode goes in-depth into the key operating aspects of building & scaling a US-India cross-border AI startup serving the US financial services market.

We cover everything from customer behavior & AI adoption patterns by large US financial services enterprises, approaches & frameworks for building fintech MVPs, state-wise & country-wise regulatory & business nuances, AI’s impact on fintech product roadmaps, tactics for US-India fintech software founders to find US design partners, go-to-market approaches for large enterprise GTM, emerging AI-driven fintech software pricing models, building a US fintech GTM team as a US-India founder, and finally, learnings from fintech fundraising in the Valley.

Joining me for this discussion is Shantanu Gangal, Founder & CEO of Prodigal, an AI platform for loan servicing & collection agents, both human and virtual. Prodigal’s Intelligence Engine touches ~40 million consumers in the US, Canada & UK. The company is backed by top-tier VCs like Accel & Menlo.

TIME STAMPS:

(01:15) AI’s impact on the US fintech software landscape

(08:22) Backstory of Prodigal

(12:02) Approaches & frameworks for building fintech MVPs

(15:42) State-wise & country-wise regulatory & business nuances

(21:44) Importance of meeting customers in person

(23:59) AI’s impact on fintech software product roadmaps

(32:59) Tactics for US-India fintech software founders to find US design partners

(37:25) Go-to-market motions for a US-India fintech software startup

(42:20) AI’s impact on fintech software pricing models 

(46:45) Building a US fintech software GTM team as a US-India founder

(50:26) Learnings from fintech fundraising in Silicon Valley

Connect with Shantanu - https://www.linkedin.com/in/shantanugangal/ and follow him on X - @shantanugangal

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Check out "An Operator's Blog" (https://operator.blog/) for weekly posts on Startups, Investing, and Life.

I am a venture investor focused on the US-India corridor. Feel free to reach out on LinkedIn (https://www.linkedin.com/in/soumitrasharma5/) and follow me on X (@soumitra_sharma).

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An Operator's Blog - with Soumitra SharmaBy Soumitra Sharma