As data and AI reshape financial services, the question isn’t just what can be built but also, how it can be built responsibly.

In this episode, Melissa Koide, CEO of FinRegLab, joins host Jim Jockle to discuss how technology and regulation are evolving together. From credit inclusion and data privacy to explainable AI and model oversight, Melissa shares insights from years of research bridging public policy, innovation, and consumer protection.