The conversation begins with a brief introduction and discussion about the excitement of kids going back to school. The hosts then introduce the topic of the podcast, which is building financial literacy for kids. They discuss the importance of teaching kids about money and the challenges parents face in introducing money concepts. They share personal stories and examples of teaching moments with their own children. The conversation then dives into the stages of financial education for kids, starting from age three to five and progressing to age 11 to 13. They discuss the concepts of needs vs. wants, basic money management, introduction to banking and budgeting, and the importance of compound interest. The hosts also emphasize the importance of providing context and real-world examples to help kids understand money. The conversation covers the importance of teaching children about technology and the future of banking, as well as advanced financial concepts such as credit, investing, and taxes. The hosts share personal stories and practical tips for parents, emphasizing the need for a positive money mindset and leading by example. They also discuss the long-term impact of financial literacy on children's success as adults. The conversation concludes with a call to action to seek financial education and empower ourselves and our children to make smart financial decisions.