For the past two decades or more, American life has been predicated on borrowing. Going to college? Borrow. Need a car? Borrow. Need new clothes for your job? Charge it. Of course, we all know that borrowing too much for too long can get you into trouble. The good news is that there IS a better way. In this message, Max Vanderpool explains the lighter the load, the greater the buoyancy - and why that can make all the difference.