Your retirement plan should be doing more than “existing.” In this episode, Melissa and Lloyd break down employer-sponsored retirement plans in plain English – what they are, why business owners start them, and how plan design can unlock bigger tax savings while still rewarding employees.

We cover the most common setups (401(k)s, SIMPLE IRAs, and cash balance plans), who cash balance plans actually fit (and the required commitment that comes with them), and why so many plans drift into “set it and forget it” mode.

If you’re a business owner with growing profits, hiring needs, or a plan you haven’t reviewed in years – this is your crash course.

(Educational discussion only – please talk to your plan professionals about your specific situation.)

Connect with us:⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠Melissa Terito⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lloyd Johnson⁠⁠⁠