Unsure? Insure!

Business contents vs home contents insurance


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  • Home insurance policies exclude equipment used for business by default so have a dedicated business contents policy for equipment you use for work
  • Alternatively ask your home insurer to add a business equipment endorsement to your policy
  • Business contents policies usually have meatier cover and claims are settled quicker so you can get back to work
  • Disclose information such as “I work from home" or "I have a garden office” else your home insurer might reject your claim
  • Most of our contents claims are accidental damage-related—not theft
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Unsure? Insure!By Ashley Baxter