Are you letting fear or uncertainty sabotage your financial future? In this episode, Joe and Julia Valenzuela tackle the biggest retirement killers—from overspending and lack of planning to business succession mistakes. Discover how to prioritize joy, protect your assets, and build a roadmap for lasting security. Real stories, practical advice, and heartfelt reminders about what truly matters—family, faith, and smart financial decisions.

For more information, please visit ValenzuelaFinancial.com!

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