In today's EZ TALK episode, we talk about why buyers shouldn't look at the monthly payment only but instead, know the price of the car and how much they will be paying for the car at the end of the loan including the financing charges (interest). Make an educated financial decision and know wether you are overpaying for the car overtime or paying a fair price and finance charge. Remember, people in average keep their cars for 2-3 years, calculate the value of the car after a couple of years owning it and calculate an estimated payoff by the time you are expecting to trade-in the car, this way, will give you a realistic if you are making a good decision.