Buy now, pay later can be an ugly trap. More credit and more accounts is not the key to increasing your credit score. The concept of 0% for a store card makes sense IF you have excellent credit, but if you don't these accounts don't help you in the long run and they can be problematic if you aren't managing them properly. #CreditRepair #FixCredit #BadCredit #CreditScore #BeginnerCredit

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