In almost every situation, buying a home is going to require some out-of-pocket cost for the perspective buyer.   Typically the down payment amount is self explanatory, and based on your loan. 

In addition to the down payment, Buyer's Closing Costs are what will ultimately contribute to the overall cash a Buyer will need to bring to closing/Escrow, when purchasing their new home.

In this episode, The Insiders list and help to explain the many charges, payments, and fees that are considered "Closing Costs", that the Buyer will ultimately find on a Final Closing Statement.