In the Spring of 2022, we decided to take the plunge and buy a house. We contemplated the idea for almost two years before deciding to do it. If you google 'How to buy a House?', you will find a hundred step-by-step guides at your disposal. Real estate listing websites, mortgage banks, or brokerage firms write these articles to emphasize different things and collectively provide a perspective on home buying. Yet, almost all of them only prepared me partially for my home-buying experience. I have elucidated the home-buying process with my personal experience. They can offer practical & valuable suggestions to prospective homebuyers. To the general reader, the analytical approach to solving any real-life problem using excel sheets might come in handy in dealing with other situations.

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