Tom discusses buy-sell agreements, which have seen an increased interest during Covid. He touches on how some partners are either entering or existing the business in response to the pandemic, while others are staying. Tom also explains the two types of buy-sell: cross-purchase agreement and the redemption agreement. Overall, buy-sell agreements remove a lot of the what if questions out of the equation when a business partner leaves or even passes away and can also regulate to whom the shares are given.