Buying or keeping a home during divorce can be one of the biggest financial challenges families face in Texas.

On this episode of The Barrows Firm Podcast, attorney Leslie Barrows welcomes mortgage specialist Cole Holmes for a detailed conversation about how divorce and real estate decisions overlap. 

Together, they explain what clients need to know about buying a home before the divorce is finalized, how child support and spousal support can be used to qualify for a loan, and what lenders look for when evaluating those applications. 

The discussion also covers credit and debt considerations during divorce, including the steps people can take to protect their credit while cases are still pending. Leslie explains how debts are divided under Texas family law, while Cole highlights how those choices affect future mortgage approvals. Another key issue is the marital home. Many families want to know what happens when one spouse wants to keep the house, and Cole and Leslie break down the challenges of refinancing into a single name and the legal risks of leaving both names on the mortgage after divorce.

Listeners will come away with practical information and advice they can use right away. Leslie provides the legal perspective, Cole shares the mortgage and lending side, and the conversation gives families clear direction on how to avoid common mistakes and prepare for a stronger financial future after divorce.

For more information, follow up with Cole Holmes at Waterstone Mortgage.