In this episode of Capstone Conversation, host Jared Asch discusses the California homeowners insurance crisis with Danielle Cagan from CSAA Insurance. They delve into the reasons behind policy non-renewals and rising premiums, including regulatory challenges, inflation, and climate change impacts like wildfires. Cagan explains the role of reinsurance and the importance of home and community mitigation efforts, such as obtaining wildfire preparedness certifications. The discussion also covers innovative technologies and regional collaborations to reduce wildfire risks and improve insurance market sustainability.

Here’s some additional background on the Blue Forest resilience investments Danielle referenced: