I'm having a hard time setting goals for the year! I love plans and budgets and lists and yet, when it comes to setting goals... something just paralyses me! While I was thinking about the goals I wanted to set, I started to think about the way I talk to you and how I am afraid to hurt your feelings and how much I want you to like me, because let's face it, I want everyone to like me! And even thought I know that everything I say to you is to help you, it's said with love, I still shy away from the hard truths because I don't want to discourage you any more than you already are by creating a budget and how overwhelming it can be... But there are things that most be said and I say them in this episode! 

Have a listen, tell me what you think about it... just remember, it's said with lots and lots of love!

On other news: I'm having a 3 day Webinar, From Overwhelm to Crushing Your Finances, it's completely free and I would love to see you there. I will be giving you lots of information, tips and tricks on how to create, maintain or curate your Spending Plan, Budget or List! Whatever you feel comfortable calling it!

Please go sign-up for the 3 Day Webinar here: https://mailchi.mp/b27b106153ae/3daywebinar

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