This week on The South Florida Mortgage Report, Billy “Hat Dude” Mei and Craig A. Garcia unpack the buzz around mortgage portability — the idea of taking your low-rate mortgage with you to your next home.They break down how mortgages are really funded, why bond investors matter, and why “just letting people keep their 3% rate” isn’t as simple (or harmless) as it sounds. The guys touch on affordability, first-time buyers, institutional investors, and wrap up with a quick look at where rates and the market are heading right now.Perfect for buyers, homeowners, and agents trying to make sense of today’s housing chatter—without the hype.🎧 LISTEN & SUBSCRIBE TO THE SOUTH FLORIDA MORTGAGE REPORT🔁 YouTube playlist (all episodes): https://www.youtube.com/playlist?list=PLCOa_zSrotiecbiomGKhTzASCBToYQUea📱 Subscribe & follow on your favorite platform: • Apple Podcasts: https://podcasts.apple.com/us/podcast/south-florida-mortgage-report/id1834181574• Spotify: https://open.spotify.com/show/5QxG2PzPd3W9pJFqQnLAPS?si=5a667fbd60a44ce9---📌 HELPFUL LINKS📩 Housing Newsletter: Stay informed with curated mortgage and housing insights delivered straight to your inbox: https://housingnewsletters.com/craiggarcia✅ Pre-Approvals 24/7: Get started anytime:⁠Option 1⁠ https://loancenter.cp-mtg.com/dr/c/rhx8h⁠Option 2⁠ https://loancenter.cp-mtg.com/dr/c/w2o7v