#credit_repair #remove_collectiosn_from_report #credit_restoration 

Credit Repair: https://getfundedprogram.com/services/credit-repair/ 

Can You Remove Unpaid Collections From Credit Report | Debt Removal  

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In today’s video we are going to talk about whether it is possible to remove a legitimate debt from a credit report without paying off the debt. Before we start don’t forget to give us a thumb up and click the bell icon to be notified for future videos.  The reason I am covering this subject is because each time I recommend credit repair to a friend, they always say they don’t have the income to pay off the debt on their report… Oh well you can actually remove a debt from your report without having to pay that back. Here is how you do it.  Dispute the inaccuracies on your reports First you need to look for inaccuracies on your credit report. For example if you have a wrong addresses ,Balance, Account number, Date of opening the account, Payment and account status, credit limit, phone number or any other inaccuracy associated with you debt you can challenge the collection to remove the debt from your reports. Dispute the inaccuracies first with the credit bureau reporting the collections account and then after they remove the inaccuracies, discuss the debt. Even if the debt belongs to you, and there is no inaccuracy on your reports, that doesn't mean the collector is legally able to collect from you. If the debt collector first contacted you within the past 30 days, you can request debt validation. This process requires the collector to provide proof that you owe the debt. If the collector can’t validate the debt or doesn’t respond to your request, the debt has to be removed from your credit report.