The provided text is a section of Capital One Financial Corporation's Form 10-Q for the second quarter of 2024. It covers the company's financial performance and highlights key metrics across various business segments, including credit cards, consumer banking, and commercial banking. The document provides insights into revenue sources, net interest income, non-interest income, provision for credit losses, non-interest expense, loans held for investment, net charge-offs, and deposit composition. Additionally, it touches upon critical accounting policies, changes in accounting standards, nonperforming loans, and the valuation of financial instruments.