During the first hour, Liz Scharf of Capstone Community Action joins us to discuss the financial counseling and coaching services that they offer. And she’ll discuss some of the programs that community members can participate in. National correspondent Bob Ney provides an update on top world and international news stories. Kevin McCallum of Seven Days will discuss Gov. Phil Scott’s surprise executive order to modernize Act 250, the state’s land-use law. And we finish the show in a festive mood when we hear about the Waterbury Winterfest Wanderlust Challenge.