From giving loans to Nigerians at a low-interest rate to building a digital bank that offers free transfers, this episode tears down another Fintech company - Carbon.

Yemi is joined by the CEO & Co-founder of Carbon; Chijioke Dozie to share the story so far.

Chijioke shares his thought on Fintech, how Carbon evolved over the years, how they acquire/retain customers, and how they make money from offering financial services.

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Timestamp

00:00 - 01:24 -  Intro

01:25 - 10:47 - How Carbon evolved over the years

10:48 - 13:59 - Carbon products and revenue

14:00 - 16:56 - How customers think about fees 

16:57 - 19:02 - Carbon transaction numbers and revenue 

19:03 - 28:31 - The boom of digital banks

28:32 - 47:23 - Economics of a Carbon user

47:24 - 49:07 - Key metrics for Carbon

49:08 - 52:23 - Lessons learned from building Carbon

52:23 - 55:49 - The future of Carbon

55:49 - 57:00 -  Final words/Outro