Yours truly has met many interesting people in my 43 years of hanging around the insurance business. Few are as fascinating, complex and rule-breaking as Peter Anderson. He leads a dominating musical instrument insurance program with 18,000 customers in the U.S. and around the world—90% of them arriving via the website. Listen to his origin story (starting at age 4) of falling in love with playing instruments, singing in church and eventually earning a spot with the Boston Symphony Orchestra Chorus (aka Boston Pops). And then how he got into retail insurance to protect his musician friends. “I was a music major who needed a day job,” he says. Like a lot of high-value and collectible things, musical instruments and related equipment aren’t properly covered by standard policies. That’s where the Anderson program comes in. Some of the stated values of the instruments are astonishing. At age 73, Peter is going strong and offers listeners some interesting rants. As for instruments, the tuba is his favorite. “A ton of personality.”

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