Most CEOs don’t struggle because they make bad decisions.
They struggle because the systems running their businesses were set once—and never revisited.
In this episode, Carlos breaks down why many companies continue operating on assumptions around payroll, benefits, and cash flow without ever taking a second look. Not because they’re careless—but because no one ever showed them where to look or what questions to ask.
This conversation is not about hacks, loopholes, or quick wins.
It’s about awareness before action.
Carlos also introduces the concept of a DREAMS Score—a short, high-level assessment designed to help business owners determine whether a deeper review of their current setup even makes sense.
There are no guarantees.
Nothing changes unless you choose.
IMPORTANT NOTICE (PLEASE READ)
This content is for general educational awareness only.
Carlos does not provide tax, legal, insurance, payroll, or employee-benefit advice.
He does not design, recommend, sell, or implement any health or employee benefit plans.
Any assessments, explanations, or eligibility determinations are conducted solely by independent, appropriately licensed third-party professionals. Carlos’s role is limited to making introductions only.
For CEOs Who Want Clarity (Not Pressure)
If you are a CEO, founder, or business owner with 25 or more employees and you’re curious whether a second look is even warranted, you may request access to a third-party assessment platform operated by independent consultants.
No selling on the initial review.
👉 If you’d like the link, you can email me at [email protected] or DM me social media the word SCORE.
✅ Instagram 👉 https://www.instagram.com/carlosinspire
✅ LinkedIn 👉 https://www.linkedin.com/in/carlossiqueira
✅ YouTube 👉 https://www.youtube.com/@carlosinspires
Referral & Impact Opportunity (Read Carefully)
If you know other CEOs or founders who own or operate businesses with 25 or more employees, feel free to make an introduction to me.
…and you believe in connecting people to legitimate, value-driven reviews, you’re welcome to reach out and ask about becoming a referral partner.
This is not about selling products.
It’s about creating awareness, clarity, and impact—together.
You don’t build lasting wealth by chasing returns—you build it by mastering the code. Did you know your host, Carlos Siqueira, is one of the few experts who blends advanced financial architecture with real-world entrepreneurship? He’s helped thousands of high-net-worth clients implement the quiet strategies of the top 1% to radically reduce taxes, eliminate debt strategically, and build generational wealth—entirely tax-free.
Welcome to the Disruptor’s Code, where we move beyond theory into executable systems that protect your capital and compress your timeline to financial freedom. If you're ready to stop gambling and start engineering your legacy, you’re in the right place.
If you’ve ever wondered how to grow your money predictably, protect it from market crashes, and retire without fear, let’s talk. Book a free strategy session and discover how to become your own bank starting today. 👉 https://disruptorscode.com/
Inaction is an active decision.
Hard is a good thing.
And the rules tend to favor those who are willing to review them instead of assuming them.
More Tools and Resources:
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🙌 Support Our Causes: By purchasing my book, 'Work Like an Immigrant: 9 Keys to Unlock Your Potential, Attain True Fulfillment, and Build Your Legacy Today', you help support families facing hunger or use our affiliate links below which helps our channel grows.
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Or If you to like to listen, go to Google Play Audiobook 👉 https://play.google.com/store/audiobooks/details?id=AQAAAECSu1r72M
Book Carlos Siqueira Services: For speaking, coaching, or consulting inquiries, contact us directly at 👉[email protected]
✅ Instagram 👉 https://www.instagram.com/carlosinspire
✅ TikTok 👉 https://www.tiktok.com/@carlosinspire
✅ LinkedIn 👉 https://www.linkedin.com/in/carlossiqueira
✅ YouTube 👉 https://www.youtube.com/@carlosinspires
✅ Carlos' Official Website 👉 https://www.carlosinspire.com/
Disclaimer: Links included in this description may be affiliate links. If you purchase products or services using these links, I may receive a commission at no additional cost to you.
This content is provided for general educational and informational purposes only and does not constitute business, tax, legal, financial, investment, or insurance advice. While I am a licensed insurance professional with experience in scaling businesses and in wealth and risk strategy, I am not licensed in all 50 states, and nothing in this content creates a professional, advisory, fiduciary, or client relationship.
Licensing, product availability, and strategies vary by state. To confirm licensing or availability in your state, please email [email protected]. Any examples, scenarios, or strategies discussed are illustrative only and may not be appropriate for your individual circumstances, goals, or risk tolerance.
You should always consult with appropriately licensed professionals, including your CPA, attorney, financial advisor, or insurance professional, before making any financial or insurance decisions. You assume full responsibility for any actions taken based on this content.
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