…Stocks down again. FAANG turn bearish. Chips turn bearish. Oil takes another hit. Some troops home for turkey. Don’t expect a China-US trade deal soon. Home ownership up. Romaine lettuce recall. Financial Review by Sinclair Noe for 11-20-2018 DOW – 551 = 24,465 SPX – 48 = 2641 NAS – 119 = 6908 RUT – 27 = 1469 10 Y – .09 = 3.05% OIL – 3.86 = 53.34 GOLD – 2.80 = 1222.10 The Dow and the S&P 500 turned negative year to date. The Nasdaq Composite is still holding onto a small gain for 2018.  Energy stocks took a bigger beating than any other sector today and are now as unloved as they were during the financial crisis. Target fell 10.5 percent after reporting weaker-than-expected earnings for the previous quarter. The company also posted lighter-than-forecast same-store sales, which is a key metric for retailers. The decline sent the SPDR S&P Retail ETF (XRT) down 3.4 percent. Kohl’s, L Brands and Macy’s — which are also in the XRT — fell 9.2 percent, 17.7 percent and 3.4 percent, respectively.   For the first time, all five FAANG stocks are in bear markets. Apple dropped over 4% today, and that means Apple has dropped more than 23% from recent highs. Apple‘s last bear market started on Aug. 21, 2015, and didn’t end until Aug. 9, 2016. The stock fell as much as 32% during that downturn. What might a unanimous FAANG bear market mean for investors? The loss of leadership ...