Certified Financial Planner Cary Carbonaro watched enviously from the sidelines as her fellow students splurged on so-called living expenses in college when their student loan checks came due.

But for the author of The Money Queen's guide-For Women who want to build wealth and banish fear- post-graduation the tables were turned.

For more information, go to http://www.bobbirebell.com/podcast/CaryCarbonaro