I'm thinking about buying a car, and my dad has suggested that even if I can pay cash for the car, getting a loan would help build my credit score. Is he right?

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Cash or Loan for New Car?

Are you ready to take control of your financial life? Jill Schlesinger, CBS News business analyst and Certified Financial Planner, is here to help! On&nbsp;MoneyWatch, Jill will help you conquer the fear and anxiety of financial decisions, as she answers your questions about all things&nbsp;money. Have a question? From retirement, to career changes, to college funding and the right mix of investments to reach those goals, email Jill at&nbsp;askjill@jillonmoney.com. Tune in for new episodes every Tuesday and Thursday mornings.

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I'm only 34, yet I'm constantly worried about my finances. How can I find the right balance?

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Always Worried About Money

Given that I'm in my 30s and can't get insurance coverage due to my health condition, how should I be planning for retirement?

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Planning Around Health Issues

My wife and I are in our late thirties and we've got some money saved up in different accounts for retirement but want to make sure we're allocating our money appropriately.

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On Track for Retirement in Our 30s?

The house we're looking to buy will cost around $1.2 million. Is there any downside to paying for the whole thing in cash?

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Can We Be House Poor?

My wife and I are public employees, a firefighter and a federal worker, and we think retirement is on the horizon. Are we on track? 

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Cash or Loan for New Car?

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