This week on America: Changed Forever, we are entering into peak holiday shopping season. Host Jeff Pegues is joined by Financial Advisor Michelle Singletary, who tells us how to stay on budget without becoming a Scrooge for the holidays. Consumer advocate Adam Levin warns us about the scams that many holiday shoppers fall prey to. And the FBI's Cyber Deputy Assistant Director Tonya Ugoretz explains what cyber threats we need to be aware of to keep the holidays happy.

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