Joining us today is James Wallis, Vice President at Ripple. James, leads Central Bank Engagements and CBDCs at Ripple. On this episode, we unpack the difference between Cryptocurrencies and Central Bank Digital Currencies (Also known as CBDC). We also talk about Ripple’s role in this space and some of the future trends in CBDC. When this podcast was recorded, Ripple announced Ripple CBDC Innovate, a hackathon to build or update a fintech or payments solution utilizing Ripple's CBDC Private Ledger. You will hear it referenced throughout the podcast. Learn more about Ripple (http://www.ripple.com/) You can also learn more about Fintechs and Startups on AWS (https://aws.amazon.com/startups/ or https://aws.amazon.com/startups/FinTech/)