Send us a Text Message.If left unchecked, debt can pose one of the greatest obstacles to Financial Independence. However, not all debt is created equal. Some debt will erode your finances, whilst others can (when used correctly) be a tool in your quest towards FIRE. In this chapter, Aussie Doc Freedom helps you distinguish between different debt types. She also details the impact that each type can have on your FIRE plans, and how to handle them. Rather read while you’re listening? ...

Chapter 2: Debt. The Good, The Bad and The Tolerable

The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.&nbsp; 
The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a different aspect of Financial Independence, so stay tuned for new releases!

https://pearler.com

https://strongmoneyaustralia.com/
 

DISCLAIMER: We’re big fans of sharing experiences and talking about money. However, please note that any advice is general, and does not consider your financial situation, needs, or objectives. 

Consider whether it's appropriate for you, and if in doubt, speak to a licensed financial adviser. 



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Send us a Text Message.In your Financial Independence Retire Early (FIRE) travels, you may have heard of the First Home Super Saver Scheme. To oversimplify, it’s a government plan which allows you to channel some of your superannuation towards your first home deposit.If you’ve been lamenting the costs of real estate lately, the FHSSS may appeal to you. But is it a worthwhile avenue for buying your first address?In this session, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) ...

13. Using super to buy a home quicker

Send us a Text Message.When you listen to stories of FIRE (Financial Independence Retire Early), you’d be forgiven for assuming that a huge income is a prerequisite. However, while a hefty salary does help, it’s by no means essential. In fact, many people within the FIRE community have retired early without earning in the top tax bracket.In this episode, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) explore how someone can reach FIRE on a lower income. They do this by crunc...

12. Achieving FI on a lower income

Send us a Text Message.This session, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) are doing something a little different. Instead of exploring some theoretical aspect of Financial Independence Retire Early (FIRE), they share specifically what it is they invest in. They also detail why they’ve chosen these particular investments, and how they tie into each host’s FIRE plans.Of course, the investments discussed in this episode won’t be to everyone’s liking. They also won’t a...

11. What we invest in & why

Send us a Text Message.Within the Australian Financial Independence community, shares have always been a popular asset. With a bit of research, it’s easy to understand why – they’re easy to manage, they don’t require debt, and most people can get started with minimal funds. This raises the question: is investing in shares the best way to reach FIRE?In this episode, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) tackle this topic head on. They do so by exploring the strengths...

10. Are shares the best path to FIRE?

Send us a Text Message.For most people on a FIRE journey, frugality is a potent tool in their toolkit. Yes, investing plays a role – but frugality serves a range of key purposes beyond saving. For starters, it can help you unlock money you didn’t even know you were spending. And, perhaps more importantly, it can train you to better manage your finances both pre- and post-FIRE.However, does there come a point at which too much frugality can become a problem?In this session, Dave (Strong Money ...

Chapter 2: Debt. The Good, The Bad and The Tolerable

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