You’ve saved for decades—now it’s time to turn those savings into a sustainable retirement paycheck. In this episode, Ryan and Zane share how to create steady, reliable income from your investments while keeping taxes and risk in check. They discuss the ideal withdrawal rates for retirees, the best order for drawing from taxable, tax-deferred, and Roth accounts, and how to manage RMDs, Social Security taxation, and Medicare IRMAA without derailing your plan.

Learn how to build a cash buffer, balance growth with safety, and design a withdrawal strategy that lets you spend confidently—knowing your retirement is built to last.

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